Psychology of student credit: pre-testing the data collection and potential of statistical matching

Project Details


The use of psychometrics offers a potential for improving access to credit for people without credit history. This proposal presents a proof-of-concept investigation of the plausibility of psychometric assessment for young borrowers. Using the students from Business and Psychology the project seeks to pre-test the practicalities of measuring personality and linking these measures to credit bureau information. In addition, it plans to investigate the potential benefits of using statistical matching as means of combining the information from different sources in the absence of unique identifiers for exact linkage on each person. It also intends to give initial insights into which personality measures could be explored further, and make comparisons between Psychology and Business students.
Effective start/end date1/08/1631/07/17


Explore the research topics touched on by this project. These labels are generated based on the underlying awards/grants. Together they form a unique fingerprint.