A Hybrid Authentication Mechanism for Preventing Phishing Attacks on E-banking Systems: The Nigeria Case Study

G. B. Ogunniye, O. M Afolabi

Research output: Contribution to journalArticlepeer-review

Abstract / Description of output

This paper presents multifactor authentication method for securing access to e-banking systems in Nigeria using fingerprint recognition and SiteKey authentication. Fingerprint authentication is based on the notion of fingerprint individuality; the idea that fingerprint image of an individual is unique and can be used to uniquely identify him/her. SiteKey authentication on the other hand, uses a unique image chosen by customers to help banks recognisetheir genuine customers and to help customers recognise the genuine website of their bank through its authentication process. Verifying e-banking systems users’ identity claims by combining these two authentication methods will be a promising solution to the problems of phishing attacks and identity theft facing e-banking systems implementation inNigeria. Phishing attack and identity theft are the major threats to the success of the newly introduced cashless economy policy in Nigeria. Traditional password-based authentication used in the past seems insufficient hence the need for improved authentication methods. This paper contributes to the state-of-art knowledge of fingerprint recognition and SiteKey authentication by improving the understanding of the technologies and by demonstrating how the technologies can be used in e-banking environment.
Original languageEnglish
Pages (from-to)628-635
Number of pages8
JournalInternational Journal of Emerging Technology and Advanced Engineering
Publication statusPublished - 31 Dec 2014

Fingerprint

Dive into the research topics of 'A Hybrid Authentication Mechanism for Preventing Phishing Attacks on E-banking Systems: The Nigeria Case Study'. Together they form a unique fingerprint.

Cite this