Precautionary motive or private benefit motive for holding cash: Evidence from CEO ownership

Wenyi Sun, Chao Yin, Yeqin Zeng*

*Corresponding author for this work

Research output: Contribution to journalArticlepeer-review

Abstract / Description of output

This study examines how CEO ownership affects the motivation of firms to hold cash. We document a monotonic and positive relationship between CEO ownership and cash holdings. The effect is more pronounced for firms with higher firm-specific risk and larger external financing costs, suggesting that CEO ownership encourages firms to hold more cash as precautionary savings. However, we find no evidence that CEO ownership leads to cash hoarding in firms with weak orporate governance. Moreover, we show that firms with high CEO ownership and excess cash holdings have more capital expenditures and R&D expenses but do not have higher dividend payments and share repurchases. Nonetheless, shareholders’ perceived value of cash increases with CEO ownership, indicating that shareholders place a positive value on high levels of cash holdings associated with CEO ownership in the context of growing investment prospects. Overall, our findings support the notion that firm ownership aligns the interests of CEOs and shareholders, rather than encouraging managers to extract private benefits through hoarding cash.
Original languageEnglish
Article number102820
Pages (from-to)1-20
Number of pages20
JournalInternational Review of Financial Analysis
Volume90
Early online date2 Aug 2023
DOIs
Publication statusPublished - Nov 2023

Keywords / Materials (for Non-textual outputs)

  • CEO ownership
  • cash holdings
  • precautionary motive
  • private benefit motive

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