The Future of Money as a Design Material

Chris Speed*, Jonthan Rankin, Chris Elsden, John Vines

*Corresponding author for this work

Research output: Chapter in Book/Report/Conference proceedingConference contribution

Abstract / Description of output

For many years the primary representation of value has been money. However complex we perceive its material, social and symbolic characteristics, money is now undergoing significant change as it becomes data. This paper explores the implications for design as a series of technological and regulatory shifts are taking place that are changing the representation of money into data. The paper anticipates that it won’t be long before personal bank accounts will be better understood to be personal data stores, and monies held within them are connected to data-driven systems to ‘pay’ for services that we require. By charting the changes that are taking place, and introducing a series of design case studies that make tangible the design opportunities, the paper suggests an emerging design space in which designers should anticipate new forms of money as an entirely new design material.
Original languageEnglish
Title of host publicationProceedings of DRS 2022 - The 2022 Design Research Society Conference
EditorsDan Lockton, Sara Lenzi, Paul Hekkert, Arlene Oak, Juan Sádaba
Place of PublicationLondon
PublisherDesign Research Society
Number of pages14
ISBN (Electronic)978-1-91229-457-2
Publication statusPublished - 25 Jun 2022
EventDesign Research Society 2022 - Bilbao, Spain
Duration: 25 Jun 20223 Jul 2022

Publication series

NameProceedings of DRS 2022 International Conference
PublisherDesign Research Society
ISSN (Electronic)2398-3132


ConferenceDesign Research Society 2022
Abbreviated titleDRS 2022
Internet address

Keywords / Materials (for Non-textual outputs)

  • money
  • value
  • data
  • design


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